Do you have a shopping and spending problem?

1. You are constantly trying to justify what you have spent on the most recent spending sprees with new excuses..

2. You hide things such as bank statements, credit card statements, purchase receipts.

3. You have clothes in our cupboard that still have prices tags on them. Some are even in the shopping bag they came in.

4. You are always redecorating your house in order to justify shopping sprees and spending money.

5. You were always an honest person, until someone started to get curious about you spending money, and you had to lie.

6. You remove price tags and say you got the item on sale.

7. You see things when you are shopping, then decide you desperately need it? There was no plan to spend money on something you actually need.

8. You juggle your families finances to hide the fact that you have spent so much money shopping.

9. You buy things for other people and then convince them that they need it.

10. You are the happiest when you are shopping and spending money.

Here’s some ideas to help you stop spending money.

1. Stop the secrets. Tell people you have a problem and they will help you.

2. Find out why you feel the need to go spending money even though you cannot afford it.

3. Get your spouse or a friend to do your shopping for you. Don’t go to the shops until you can control yourself.

4. Cut up your credit cards. Do not carry cash in your pockets.

5. Write a list of all your purchases so you can see clearly what you have spent.

6. Stop and think about it. Do you want to end up in debt up to your ears, risking everything you have.

7. Get some self control. Do not let yourself get into financial trouble.

Having $100 in your pocket always will make you feel better than just having spent it on something you really didn’t want? Curve your shopping habits and stop spending money. If you can’t possibly stop spending money and going shopping then you should probably seek professional help.

People cringe at the thought of buying food that is packaged with a generic brand such as Black and gold. They have this predetermined idea that the food in these packets is somehow sub-standard and is uncool to be seen buying. Even though it is so much cheaper than the regular branded foods, it is still avoided like the plague, unless of course you really are can’t afford anything else.

Just to have a bit of fun I invited some rather snobby friends to dinner, cooked 90% of the meal with no mane goods, and then watched them eat it. They liked it.

Here they were raving about how nice the meal was and one guest even asked for the recipe. When I told them that it was all no-name food they would not believe me. Unfortunately I was not going to get the packaging out the the rubbish bin to prove my point. Their reaction really shocked me because it was like they had never had no-name food. I hate to see them actually end up poor one day and have to eat this stuff.

Anyway, as far as experiments go, it was a success. I really never had a problem with using no-name foods before, and this just reinforced my views.

Reason why people do not buy Black and Gold or No-name food

1. People might see them buying it and think they are poor Well that’s all about their personal image. If they care what other people think of them, then that is their problem. Rich people did not get rich by wasting money.
2. They think the food is of substandard quality It’s like anything you buy. There are good things and bad things in every product range.
3. It is too cheap Sometimes people think that you get what you pay for. But I also know that if you shop around you can always save money.
4. It might be imported It may well be imported but how do you know the brand name items are not also imported. The companies have sneaky techniques when labelling the products origin.

My children absolutely love two minute noodles in a cup which cost anywhere from $1.00 up to 1.50. This doesn’t sound like much, however when you buy a bulk pack of no-name two minute noodles they are around $1.40 for 6 times as much food, minus the fancy cups. There is an easy saving of $5.00 just on two minute noodles. For the basic ingredients of cooking, you cannot go wrong with the cheaper no-name brands. For example, baking a cake needs flour, eggs, sugar, and milk. As far as I am concerned these ingredients are all the same. Milk, cream, and cheese all come from a cow, and the taste is irrelevant when using these ingredients for cooking.

Everyone at one time or another will find something they like and will buy in the no-name range. Here are some of my ideas on what to buy or what not to buy.

Things you shouldn’t buy in the no-name product range

1. Easter Eggs or boxed chocolates The no-name or cheaper chocolates or Easter eggs taste like sugar and sometimes have granules in them. For the chocolate lovers you could never have an un-branded chocolate in your mouth.
2. Toothpaste For some reason they always taste funny and leave a chalky film on your teeth. I consider my teeth to be very important and therefore will not compromise on toothpaste.
3. Shampoo and Conditioner Correct me if I am wrong, however the no-name shampoos and conditioners do not do anything! Maybe if you are bald they might work for you. 
4. Baked beans and Spaghetti All the no-name branded baked beans and spaghetti I have had was filled with a lot of sauce. Once you drain this out you might be left with half a can of the actual food.
5. Some biscuits Some biscuits taste like cardboard and others are fine. It’s trial an error for the biscuit section. I usually buy crackers that will be used with dip but will not buy fake tim tams covered with fake chocolate.

Items you should buy in the no-name product range

1. Noodles Surely a noodle is a noodle. Do I need to say more? Save your money and buy the cheaper noodles because they will all end up the same way.
2. Rice I have tried both branded and no-name rice and have find the cheaper one to turn out just the same. If you overcook the rice it will turn to mush anyway.
3. Toilet Paper This is something we are going to flush down the toilet. Don’t be too fussy about what brand you get. Add up your savings when you buy a cheap brand.. It is amazing..
4. Medicines and tablets Now days when you get a prescription the chemist or pharmacy assistant may ask if you would like to try a generic brand of medicine. I have done this a few times as most of the time they contain identical ingredients and do the same job. You can save between 5 and $10 sometimes.
5. Flours, sugar, Salt, pepper These items are usually used as an ingredient in cooking. Who cares what brand they are. If you are a bad cook anyway, the food will still taste bad.
6. Bread I don’t know about the quality of the individual store brands, however there is no problem using this bread for making toast. I am a little bit fussier with a fresh salad sandwich, it has to nice bread for that.
7. Milk, cream, and cheese Any of these dairy products are great to buy, especially if used in cooking. However, if you wanted cheese for a platter you may need to buy a more ma 

ture cheese, which will cost more.

Generally I go for the cheaper brands that have proved to be up to the same standard of the branded items. I also try to buy local products if possible. However in the end it is a personal choice, and I know that you can make drastic savings on your grocery bill by using even a few no-name food items.

Do you love or hate Christmas?  I personally love it!!  My tree is up in November, hey you spent the money you may as well enjoy the tree for longer than one month!!  My husband loves it too (amazing hey!) he actually went out and bought like 10 trees so we have a forest – only one tree is special and is decorated and visited by Santa but all the rest add that great Christmassy feel!!

My tips for Christmas shopping is start early.

Last year I purchased water guns for all my nieces, nephews and brothers-in-law for only $4 during winter!  These guns were worth $30-40 new and by the time Christmas came around (and it was summer) they were back in the shops again at full price!!!  Didn’t I look like a great Aunty buying these expensive presents!!

Keep on the lookout for items that may be discontinued but still look like fun!  Search through the toy items at the stores like Target and Kmart.  Sometimes items might be lost in the stuffed toy section and be reduced in the computer.  I purchased a Barbie fairies outfit for only 0.04 cents once that I found hidden behind other toys!!

Have a list and write the names of all the people you need to buy presents for at Christmas and when you do get that bargain write the present next to their name – that way you’ll know you have something for them already!

Purchase goods at the Christmas sale for the next year.  We all know to buy our decorations, cards and wrapping paper in the after Christmas sales but what about other items?  In January I purchased chocolates for half price that don’t expire until June next year!!  I have put them away in my Christmas containers so when I break them out in December I will already have choccy’s waiting to eat or gift (the kids can even use them to hand out with their Christmas cards)!

Look through Crazy Clark’s & Sam’s Warehouse!  We all like to give and receive nice gifts and unfortunately these stores don’t conjure up those images  of quality gifts, but dont’ write them off.   One year I got Spiderman web throwers for only $14.95 each and the exact same toys were in Kmart for twice that much!!  So every now and then they get some good stuff so check it out, and if you are able to get it in the middle of the year most people won’t even know where you got it from!!

But if shopping early is a real turn off and you don’t want to think about Christmas early let alone shop early wait until the week before Christmas, the shops tend to reduce items the few days before Christmas – there isn’t always alot of decroations items left but hampers and the like are always handy to have around (especially if you have an unexpected relative pop in for a visit!!).  I remember one year Kamrt had 50% all Barbie items the week before Christmas – a bargain if you have little girls to buy for!!

If you see a decoration you really want you are best to buy it in those few days before Christmas as it usually is already 50% off, but if it isn’t I hope you are one  of the lucky few that can get to the after Christmas sale and buy soemthing that at 50-60% off, that isn’t broken!

Summer clothes are aways on special around January so that is also a good time to put some away for the kids for next summer and Christmas presents – especially babies who don’t care what they look like!!

I store all my pressys in a container in my wardrobe up high in the hopes the kids will not look there – I always warn them that I can return them if they look but this isn’t so easy now that Kmart and Target have changed there return policy to 28 days, but Big W hasn’t done that yet so…

Load up with Xmas Gifts early

And as I figure that most of my readers, whether they have big families or not, go grocery shopping now and then, I thought I’d pass along some of my favorite tips. These are not all my original tips — I’ve picked up dozens over the years from magazines, books and websites. But these are the best of them, plus some I’ve figured out on my own.

So pick and choose from among these tips, which I hope will be of use to you and your family:
Always go with a list. If you go without a list, you may as well just throw your money away. Better yet, donate it to me — I probably need it more than you. Seriously, though, you need to prepare a list of everything you need, pulling from your weekly menu (next tip) and checking to make sure you don’t have it in your pantry, fridge or freezer. Make sure you’re not forgetting anything. Now stick to that list.

1. Plan out a weekly menu. This is the best way to ensure that your list is complete, and that you have enough to serve your family dinner for the week. I often plan a weekly menu and then duplicate it for the next week — this way I can shop for two weeks at once. Be sure to plan a leftovers night.
2. Don’t go when you’re hungry. This is a common tip, but it’s true: when you’re hungry, you want to buy all kinds of junk. You’ll end up spending a lot more. Eat a good meal first, and you’ll be more likely to stick to your list.
3. Have a budget. When I go to the store, I know exactly how much I can spend. Then I try my best to stick within that limit. If you don’t know how much you can spend, you’ll certainly spend too much.
4. Do a rough running tally. Related to the above tip, if you want to stay within your budget, it’s best to know where you’re at. Then, when you can see you’re going to go above it, you can decide whether you really need that 10-lb. box of bon bons. I keep a running tally on my grocery list, just rounding off so I can do some quick math. An item costs $1.85? I say $2. Then I don’t need a calculator or all those complicated math skills.
5. Keep a list on your fridge, and write things down immediately. When you run out of something, don’t leave it to your memory. Jot it down immediately, and you’ll never have to run back to the store because you don’t have eggs.
6. Make a pantry checklist. Make a checklist of everything you normally stock in your pantry. Keep it posted on the pantry. Put a slash next to each item for the number of items you have (if you have two cans of stewed tomatoes, put two slashes). Then, when you use something, turn the slash into an x. This makes it much easier when it comes time to make your list.
7. Keep things stocked for quick-n-easy meals. Easy meals for us might be spaghetti or mac-n-cheese or a quick stir-fry. We’ve always got the ingredients on hand, so we can whip something up fast when we’re feeling lazy.
8. Buy in bulk when it makes sense. If you can save money, over the course of a month or two, by buying in bulk, plan to do so. But be sure that you’re going to use all of it before it gets bad — it isn’t cheaper to buy in bulk if you don’t use it.
9. Keep your receipts, then enter into a spreadsheet. This will be your price list. Use it so you know when bulk or sale items are a good deal. It’s also a great way to comparison shop between stores — buy your baking goods in Store A but your fresh fruits in Store B. The spreadsheet can also serve as a checklist to use when you’re compiling your shopping list.
10. Buy frozen veggies. While fresh veggies are a little better, frozen veggies are almost as good, and much better than nothing. And since you can keep them in the freezer, they rarely go bad.
11. When you’re running low, write it down. Don’t wait until you run out. when you see there’s only three toilet paper rolls left, put it on your list. Because when you run out, it will be too late.
12. Cut back on meat. Meat is expensive. We have vegetarian meals several times a week (think pasta or chili) and for other meals, you could just use a little meat as a kind of seasoning instead of the main ingredient — think Asian, Indian and other such cultural food. Actually, I eat vegetarian all the time, but the wife and kids do a little of each.
13. Pack your own lunch snacks. Buying pre-made snacks is convenient, but a big waste of money. Buy little baggies and buy the snacks in bulk, then it will take just a few minutes to pack some snacks for lunch each day.
14. Make leftovers for lunch. Plan to cook a bit extra for each dinner, so that you’ll have leftovers for your lunch and for the kids’ lunches. Pack it right away, after dinner, so you don’t have to worry about it in the morning.
15. Cook a lot, then freeze. Alternatively, you can cook a whole mess of spaghetti (for example) and freeze it for multiple dinners. A great idea is to use one Sunday and cook a week’s (or even a month’s) worth of dinners. Plan 5-6 freezable dinners and cook them all at once.
16. Always have batteries, toilet tissue and light bulbs. And other necessities that you always seem to run out of — buy a whole bunch when they’re on sale, or buy in bulk. Be sure to check to see if you have these items before you go to the store.
17. Try crock pot dinners. We discovered these in the last year, and they are easy and cheap and tasty. Cut up a bunch of ingredients, throw them in the pot in the morning, and have dinner ready for you when you get home. Can anything be more perfect than that? I submit that it cannot.
18. Clip coupons. I know, sometimes they seem like too much trouble. But it’s not really that hard to clip a few coupons and toss them in a coupon envelop to take on your grocery shopping trip. And you can save 10-20% of your bottom line with coupons. Check store entrances, newspaper and flyers for coupons.
19. Only use coupons for items you were already planning to buy. Don’t let them trick you into buying something that’s not on your list, just to “save” money.
20. Look for specials. Every store has specials. Be sure to look for them in the newspaper, or when you get to the store (they often have unadvertised specials — look on the higher and lower shelves for deals). Don’t buy them unless they’re things you always use.
21. Try the store brands. Brand names are often no better than generic, and you’re paying for all the advertising they do to have a brand name. Give the store brand a try, and often you won’t notice a difference. Especially if it’s an ingredient in a dish where you can’t taste the quality of that individual ingredient.
22. Cut back on your “one-item” trips. They waste gas, and almost inevitably, you buy more than that one item. If you plan ahead, make a weekly menu, and shop with a list, this should drastically reduce the number of trips you make for a small number of items. But if you still find yourself running out for a few items, analyze the reason — are you not making a good list, are you forgetting some items from your list? Stock up on the things you frequently go out for.
23. Sugar cereals are a bad buy. Lots of money for no nutrition. Look for whole grain cereals with low sugar. Add fruit for better flavor.
24. Be watchful at the register. Keep an eye on the scanner — you’ll keep the cashier on his toes, and catch any mis-priced items.
25. When there’s a sale, stock up. Sale items can be a great deal. If it’s an item you normally use, buy a bunch of them.
26. Comparison shop. Look at the different brands for a certain type of product, including store brands. Sometimes there will be a significant difference. Be sure you’re comparing apples to apples — you need to divide the price by the amount (ounces, pounds, etc.) in order to get the comparable unit price.
27. Go during slow times. One of my favorite times to shop is late at night. But during working hours or other non-peak times is good too. Avoid right after 5 p.m., on paydays and near major holidays.
28. Know when the store stocks its fresh fruits and veggies. In my area, that makes a big difference. Fruits and veggies can go bad quickly, because they have to be shipped. So I know that the store re-stocks on Thursdays, and so I usually go on Thursdays or Fridays, otherwise I’ll be getting old items.
29. Plan one big trip a month for bulk staples. You can get fresh items at another store on other weeks, but doing a big bulk trip will cut back on the expense and amount you have to carry for the other three weeks. Avoid buying on impulse at the bulk store too — just because they sell a lot of it doesn’t mean you’re saving, if you weren’t planning on buying it in the first place.
30. Avoid trips to the corner store. Or the gas station! These are some of the most expensive stores. (Ranking right up there with airport stores.)
31. Try co-ops. You can often save a lot of money at these types of places for staples.
32. Consider shopping at two stores. There’s no store with a monopoly on savings. Each has savings on different items on different weeks. You might switch between two stores on alternate weeks.
33. Think deep freeze. If you really want to save, you’ll need a big freezer. Ask around — someone you know might have a relatively new model they don’t need anymore. You can use freezers to stock up on meat, frozen veggies, and similar staples, and to freeze big batches of pasta, casseroles, and other dinners you prepare ahead of time.
34. Use everything possible. Got a bunch of leftover ingredients (half an onion, a bit of tomato, some pasta, a few other veggies?) … combine them for a quick meal, so that these don’t go to waste before your next grocery trip. The more you can stretch the food, and the less you waste, the less you’ll spend in the long run.
35. Don’t waste leftovers. Have a list on your fridge of what leftovers are in there, so you don’t forget about them. Plan a leftover night or two, so you’re sure to eat them all. Pack them immediately for lunch, so they’re ready to take the next morning.
36. Don’t buy junk food (or buy as little as possible). Junk food not only costs a lot of money for about zero nutrition, but it makes you and your family fat and kills you. Talk about a bad deal! Opt for fruits and veggies instead.
37. Rain check. If an item is on sale but the store has run out of stock, ask for a rain check.
38. Go when the kids are in school. When you bring kids, they will pester you and pester you until you buy some kind of junk food. Even if you’re able to stick to your guns, it’s not pleasant saying no 10 million times. In most cases, you’ll save money shopping without the kids.
39. Go for whole foods. The processed kind is lacking in nutrition and will make you fat. Look for things in their least processed form — whole grain instead of white or wheat bread, fresh fruit instead of canned or juice, whole grain cereal or oatmeal instead of all other kinds of cereal. You get the idea.
40. Read labels. Look for trans fat, hydrogenated oils, high amounts of sugar, saturated fat, lots of sodium, cholesterol. Then avoid them like the plague. Look instead for fiber, good fats, protein, vitamins, calcium.
41. Clean out your fridge. You’ve got stuff growing in there and turning from solids to liquids.
42. The leftovers have begun to organize their own political party. Toss em out and make room for the new.
43. Stick to your list. Avoid impulse buys. They are almost always bad, and even if it’s just a couple dollars, they will add up to $50-100 for a trip. Over the course of a year, that can mean thousands. Tell yourself you will not buy anything that’s not on your list unless it’s an absolute necessity (why isn’t toilet paper on my darn list?).
44. Use store savings cards. These can add up to big savings over the long run.
45. Cut back on your restaurant eating. It’s never cheaper or more nutritious than eating at home. Plan your dinners (see above tip) and bring your lunches to work and save a ton of money.
46. Avoid frozen dinners or prepared entrees. Again, these cost way more and are usually much less nutritious.
47. Drink water. If you regularly drink iced tea, Tang, sodas or other types of drinks, cut those out completely and just drink water. It’s much better for you, and much cheaper.
48. Prepare your grocery list by aisle. If you regularly shop at the same stores, organize your list so that you can easily find and check off items as you walk down the aisle. We always shop from right to left, so we’re not constantly running back and forth in the store.
49. Get cloth grocery bags. You’ll save tons of plastic over time, and help the environment tremendously.
50. Pack healthy snacks for the kids. Whole wheat crackers, popcorn, cut-up fruit, raisins, and other kid-friendly snacks are much better than the junk you often see in kids’ lunches. And cheaper.

http://zenhabits.net/2007/04/50-tips-for-grocery-shopping/

When you succeed at saving money you are helping yourself. Pat yourself on the back for meeting your goals. Remember that just because you have determined to live by a budget, does not mean that you are “cheap”.

Be content with what you have
Remember that you have so much more than most people in this world. Do not view budgeting as doing without; but as being an intelligent consumer, and consistent manager of your money.

“Stretch” everything as much as you possibly can
For example, you can dilute these products with water, or cut them in half and they will work just as well: toothpaste, shampoo, hair conditioner, dish detergent, dishwasher soap, and laundry soap.Drink lots of waterIt is better for you, and much easier on your pocketbook. At home, the cheapest of course, is your tap water. However, if you do not like tap water or desire filtered water, you can still save money on bottled water by using these tips:

Buy the store brand – do not pay extra for name brands. When your bottles are empty, look for the bottled water machines at your grocery store. In my area, I can fill a gallon for only .25 cents. Compare that to .75 cents (or more) per gallon that you are paying in the store. Stock up on small bottles when they are on sale, and reuse them for lunches. At work and when dining out, always order water. It is usually free. If you take a bag lunch, take along a bottle of water or a thermos.

Always stockpile sale items whenever your budget allows for it
This is a huge money saver, and my all-time favorite tip. Stockpiling means buying enough of the item while it is on sale to last you until the next sale.

Spend as much of your budgeted money as you possibly can on sale items. “Loss Leaders” are the low-priced sale items that the grocery stores advertise to get you into their stores. They are hoping that as you stop by for the sale items, that you will do all of your shopping in their store. Don’t. Get the sale items and leave.

Shop around. Compare prices. No one store ever has the lowest prices on everything.Never pay retail prices unless absolutely necessaryUse coupons, send for rebates, and shop the sales. If you use the previous tip, you will always have on hand the things you need. You will not have to make special trips to purchase items at full price.

Don’t be caught by surprise – plan ahead. You will feel more secure knowing that you have a full pantry as well.

Make it yourself
Make what you need instead of buying it. My favorite thing to make is Laundry Soap.There are many things that I make instead of buying. One is Pickle Relish. Instead of paying $1.29 for a 10 oz. jar of pickle relish at the store, I buy the 46 oz. jar of whole pickles on sale for $1.50-$2.00. Then I chop the pickles in my blender or food processor. I save $3.00-$4.00 by doing this. I refuse to buy processed cheese slices. I buy store brand bricks of cheese on sale. The typical price is $1.20 for an 8 ounce brick. Then I process the cheese in the blender/food processor and add a little mayonnaise. This makes a great cheese spread that you can put on sandwiches, and it is much cheaper!

Shop the discounted bread stores
Did you know that most of the time the bread stores carry fresh breads? You can get baked goods for a much lower price. Most bread stores also offer promotions such as “frequent buyer cards”. Our local bread store gives discount cards. For each $5.00 purchase, they will stamp the card one time. When your card has 7 stamps, you turn in the card and receive a free $5.00 credit. These bread stores also carry snacks, spices, and mixes.

Pay your debts
Pay them off as soon as you possibly can, and do not charge anything else until they are paid for. You may want to cut up your credit cards, but be sure to leave yourself a low interest card so that you can take advantage of great deals online. You also may want to keep it for emergencies. However, when you buy online, make sure that you pay for your purchase as soon as the bill comes. If you let interest add up on your great deal, it is no longer a great deal.

Don’t buy it unless you need itNotice I said, NEED it – not WANT it. There is a big difference. Curb your desires, and learn to discipline your spending habits. Trust me, it can be done.Before you buy something, ask yourself the following questions

Is this something I can live without?
Do I already have something that I can use instead?
Can I borrow it from a friend or family member?
How long will I have to work to pay for this?
Do I really need this, or do I only want it?

Always use the Five R’sRepair, Restore, Reduce, Reuse, Recycle – these alone will save you a bundle.If you will incorporate these tips into your daily life, you will save money – guaranteed.
This article is free for republishingSource: http://www.a1articles.com/article_1919_38.html

The biggest and most advertised temptations are the special occasions that were originally invented to entice people to buy items. Christmas, Easter, Fathers Day, Mothers day, and Valentines Day are just a few I can recall. I am not saying that they are not celebrating worthy causes, however are they necessary. Most people feel obligated to buy Christmas presents for more than just their family. And now days the gifts people give are not small either.

On Sale or a gimmick?

Sometimes, if you research your product, an item that says it is on special, isn’t actually a bargain at all. There is a huge sign saying that it has been reduced by 50%..People instantly ask themselves in their mind…”hmmm do I need one of those, because it is so cheap now, and won’t be the same price tomorrow.” Have you ever said that to yourself?

The supermarket isle.

Supermarket isles are stuffed with special price tags which over egaderate how much you actually save. There are also items placed around and at the checkouts to satisfy your last minute impulse buying. Sometimes you can’t help but spend more money by purchasing a little magazine or maybe some breath mints. And those of us with children, it can become a nightmare to get your child to pass these items without wanting something.

How big are the shopping carts and trolly’s?

Big shopping carts are now in all the big department stores that sell everything from electrical to clothing and underwear. They are definitely there to entice you to spend more money, as some people do almost feel guilty for not filling it up with items. What are they implying?

Cash is available 24-7

Gone are the days, when you used to have to wait for the bank to open to get your money. Automatic Teller Machines scattered on the streets, in the shops and even the pubs, make it very easy to grab that extra bit of cash when needed. How easy is it to buy what ever you want and pay with a credit card or debit card. Who needs to have cash in their pocket when almost everyone has a card of some sort.

No wonder people spend more money than they have. I hope these simple facts will help you realise that you may not need what you are buying. Open your eyes to these misconceptions and you will save money easily.

Why is everyone keeping up with the Jones’s.

15 Quick Tips On How To Save Money

Mitz Pantic writes articles for various sites including Fill Your Money Box, Free Computer Help, Tips4pc, and more.