frugal ways
Often it is hard to tell bad advice until after you’ve followed it, however when it comes to your finances you can’t afford to follow advice in the hopes that it will be good – you have to know before you take the advice whether it is bad. When it comes to the worst personal [...]
There is no denying that buying new things for yourself or others feels great…kind of like a therapy… However, the true meaning of therapy is ongoing benefit and while impulse purchases make you feel good at the time, they can make you feel worse later. This is often because when you make a purchase on [...]
If you are having trouble selling your home, don’t despair. There are ways you can still earn money from your home without putting it up for sale. You can end up making thousands of dollars if you use your house as a cash tool and stop dwelling on the fact that you can’t sell it. [...]
Although billions of dollars are spent each year over the Internet, you can actually use the Internet to help you save money. While some people shop for the latest fad when they shop online, many others have learned how the Internet can lower their bills and keep shopping expenses down as well. Let’s look at [...]
Most people presume that having fun at christmas time involves having money, however it does not. In the good old days, fun was for free and you didn’t need to be rich to have a good time at christmas. Here are some of my ideas on what to do: Get the kids to make xmas [...]
You are probably thinking, how scabby can you get? Well I always have plenty of leftover shampoo and conditioner because I can never find the right one for me. Some of them only do what they promise for a short time. With all these half full shampoo and conditioner bottles around, I needed to find [...]
As you might already know, I’ve got a big family — the wife and I plus six rugrats. Plus a cat and a dog. We can go through an awful lot of food. Groceries (along with the rent and car and gas) are one of our biggest expenses. I allocate as much in our budget [...]
What ever happened to the single income family? It died that’s what happened. For the majority of American families it’s just not feasible. This is very unfortunate that it’s pretty much a necessity to have two incomes coming into the household. Unless you are making a nice six figure income. Well I am one of [...]




